6.75%
5.25%
Trusted by 12,000+ homeowners

1 to 1.5% Lower Rates than our competitors.

Get a 1-1.5% lower rate loan offer in under 3 minutes and save thousands over the life of your loan.

3-min approval
Save $105,768
No hidden fees
GoRealo Modern Mortgage

Buying Power

+$56,000

Monthly Payment

-$349.00
Bank-level security

Your Bank won't offer you this deal. Find Out Why?

See the Proof

Mortgage Calculator

See how much you can save with GoRealo

$
Our Loan Amount
$370,957 + $0 = $370,957

Adjust your preference:

Lower my Payment More Buying Power
$0
+$0
Conventional
FHA
VA
Jumbo
7.25% HIGH
5.75% BEST

Your Savings

SAVE BIG
Monthly Savings
$989
View details
Extra Buying Power
$169,546
View details
Pay-Off
Faster
9 Years
View details
Total Lifetime Savings
$356,193
View details

Payment Savings

Market Rate (%):
$2,530.58/month
Our Rate (%):
$2,164.80/month
Monthly Savings:
$365.78
Total Interest Savings:
$131,679.47

Buying Power

Market Rate (%):
$370,957.00
Our Rate (%):
$433,635.77
Extra Buying Power:
$62,678.77

Pay-Off Your Loan Faster

Market Term:
30 years
Our Payoff Time:
22 years
Time Saved:
8 years

Total Lifetime Savings

Market Rate Total Cost: ( Yrs)
$0
- Our Rate Total Cost: ( Yrs)
$0
+ Extra Buying Power:
$0
Total Savings:
$131,680.80

Traditional Lender

7.25
Monthly Payment
$2,532

GoRealo

5.75
Monthly Payment
$2,165

Payment Comparison

Interest Savings Over Time

Principal vs Interest Breakdown

Equity Building Comparison

Traditional Lender
Year Payment Principal Interest Balance
GoRealo
Year Payment Principal Interest Balance

Traditional Lender Cost Breakdown

Principal Amount $370,957
Total Interest $541,098
Total Cost $912,055

GoRealo Cost Breakdown

Principal Amount $370,957
Total Interest $409,387
Total Cost $780,344

Total Savings with GoRealo

$135,211

You'll save on both interest payments and processing fees, putting more money back in your pocket.

Current USA Mortgage Market Trends

Average 30-Year Fixed 7.25%
Average 15-Year Fixed 6.45%
Average 5/1 ARM 6.85%

*Rates updated weekly. Loading latest data...

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Loading market rate data...

Florida Regional Rate Variations

6.00%-6.50% (Jacksonville, Tallahassee)
6.51%-7.00% (Orlando, Tampa)
7.01%-7.50% (Fort Lauderdale, West Palm Beach)
7.51%-8.00% (Miami, Key West)

Current Market Insights

The market data above shows actual rates from the past 12 months based on the following sources:

  • CSV data source updated weekly with the latest rates across all major loan products
  • Data shows rates by loan type (Conventional, FHA, VA, Jumbo) and credit score bands
  • The chart highlights how GoRealo consistently offers lower rates than market averages
  • Use the loan type tabs above to see how different loan products compare over time
  • Note that GoRealo rates are typically 1-2% below regional averages across all loan products

How Is This Possible?

Our technology-driven approach allows us to offer consistently lower rates

Technology Advantage

Digital-First Process

Our fully digital application eliminates paperwork and reduces processing costs by 80%.

Cost Reduction

AI-Powered Underwriting

Our proprietary algorithms process applications in minutes instead of days, with better accuracy.

Traditional 5-7 days
GoRealo 3 minutes

No Middlemen

We cut out expensive broker fees and commissions that traditional lenders pass on to you.

Traditional Mortgage
GoRealo Mortgage

The Math Behind The Savings

On a $300,000 loan over 30 years:

Traditional Lender

6.75%
$702,968
total cost
VS
GoRealo

GoRealo

5.25%
$597,200
total cost
Your Lifetime Savings
$105,768

Our Customer Success Stories

Meet some of our satisfied homeowners and see their results


First-time Buyers

The Yearwoods

Dallas, TX

+$56,000
buying power
-$149.00
monthly
 alt=
Refinance

The Patels

Chicago, IL

$97,300
lifetime savings
-$267.00
monthly

Home Upgrade

The Smiths

Denver, CO

+$78,000
buying power
12 days
closing time

Why Choose GoRealo?

We're transforming the mortgage industry with technology and better rates

Lower Rates

Get 1-1.5% lower interest rates than traditional lenders. Save thousands over the life of your loan.

Fast Pre-Approval

Get pre-approved in just 3 minutes with our streamlined digital application process.

Dedicated Support

Our team of mortgage experts is available to help you through every step of your home buying journey.

Multiple Loan Options

Choose from conventional, FHA, VA, and other loan types to find the perfect fit for your needs.

Transparent Process

No hidden fees or surprises. We're committed to a transparent and honest lending process.

Digital Experience

Complete your entire application online, upload documents, and sign digitally - no paperwork required.

Today's Mortgage Rates

Get real-time insights into the current mortgage rates and make informed decisions

GoRealo Advantages

1% Lower Rates

Guaranteed

3-Minutes

Pre-Approval

No Broker Hassles

Avg. Savings over

$63,800

"Easier process and better rate than I ever thought possible"

- Lemiller R

Forbes TechCrunch